If you are stopped by the police and are without insurance on your car, the law in some states allows the police to confiscate your license plates and to cancel the registration of your vehicle. Other states allow for you be fined and require you to show proof to the courts that you have insurance. You may have to pay more for insurance if the company has to file state paper work for you.
Fines and confiscated license plates are minor as they are compared to the price that is involved when you are in an accident and do not have insurance.
Some states have laws that make the driver without insurance automatically at fault in any accident he is involved in. This puts all the financial responsibility on you. Even without that law, you can be the cause of an accident and suddenly have bills that you cannot afford to pay.
In addition to the loss of your own vehicle, you may be responsible for the damage you cause to the other vehicles involved in the accident. With new vehicles averaging over twenty thousand dollars today, the expenses can add quickly.
You also will be responsible for medical expenses resulting from the accident. If someone goes to the hospital, they will be taken to the emergency room for a minimal expense of about three thousand dollars. If someone is critically injured, they may be taken to intensive care where costs can easily reach two to three thousand dollars every day. After a week, those costs have added up to fourteen to twenty one thousand more dollars.
You may think that your are a safe driver and that you are not likely to get into an accident, but even the most defensive of drivers sometimes have accidents. Just a short distraction can cause accidents to happen. It can be a cell phone ringing or a child screaming that distracts you but you are distracted and traffic stops. You find yourself involved in an accident.
Maybe you have heard the old expression penny wise but pound foolish. This expression is exactly the description of a person who is driving without insurance. Most drivers can purchase insurance for under one hundred dollars per month. Driving without insurance can cost you thousands of dollars in a few seconds.
Get info about saving money on Gilbert auto insurance and also finding Gilbert car insurance quotes and rates.
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