Bad Credit Help

How Will Bankruptcy Affect My Job?

As well as having to fund repayments and face certain restrictions, if you enter into bankruptcy, you could end up losing your job. There are a number of professions where employers could investigate dismissal on the grounds of ‘statutory restriction’, as bankrupts are not allowed to work in those areas. These include the financial services and legal sectors, as well ...

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In What Ways is a Home Equity Loan and a Heloc Different?

A closed-end second, also known as a home equity loan, refers to a second mortgage that is structured in a very similar way to your first. To borrow using a home equity loan, or closed-end second, you make a one-time choice on the amount you would like to borrow, close on the loan, and receive a check for the amount you have chosen. You will have regular payments structured over a period of ...

College Loan Advice?!?

Okay, here's the deal. I was told that getting money for college would not be a big deal. I thought they were right. However, when I looked at my balance, instead of the three 0's I expected to see, I saw a balance of $3250. I can't afford that right now. What can I do? Are there any non-FAFSA loans I can use, with bad credit? Please ...

Are There Any Banks That Give Mortgage Loans to People with Bad Credit?

I am looking to buy my first home. My goal is to get to a 620 credit score but I know this will take quite some time. I was wondering if there are banks out there that give you loans to buy a home if you have bad credit or if there are programs out there that help you fix your credit to get into your first home? My best credit score of the three credit agencies is 550. The worst is 490. Please ...